Office and administrative support
Credit authorizers, checkers, and clerks
Authorize credit charges against customers' accounts. Investigate history and credit standing of individuals or business establishments applying for credit. May interview applicants to obtain personal and financial data, determine credit worthiness, process applications, and notify customers of acceptance or rejection of credit.
Median pay
$50,080
Growth to 2035
−7%
declining
Openings a year
900
Time to qualify*
6 months
* From a bachelor's degree in an unrelated field.
Pay
Credit authorizers, checkers, and clerks
Getting in
- Typical entry education
- High school diploma or equivalent
- On-the-job training
- Moderate-term on-the-job training
- Prior experience
- None
Calculate your switch to credit authorizers, checkers, and clerks
What the work is like
Dealing with the public
Unpleasant or angry people
Time pressure
Cost of a mistake
Freedom to make decisions
Repeating the same tasks
Time sitting
Time standing
Core tasks
- Keep records of customers' charges and payments.
- Compile and analyze credit information gathered by investigation.
- Obtain information about potential creditors from banks, credit bureaus, and other credit services, and provide reciprocal information if requested.
- Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
Also called: Commercial Credit Reviewer · Commercial Loan Reviewer · Credit Investigator · Credit Processor · Credit Representative
Outlook and AI
Credit authorizers, checkers, and clerks held 12,200 jobs in 2025. BLS projects 11,300 by 2035 (−7%, declining; all jobs: +3.5%).
Productivity change - share decreases as automation allows this work to be done more efficiently, reducing the need for these workers.
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